Your Qualified Roofing Contractor in McDonough


Total Roof Solutions is a licensed, insured and bonded residential and commercial roofing company serving the McDonough area. Whether you need a complete commercial or residential reroof, some home roof repairs or new gutters installed, we can help.


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Residential

The team at Total Roof Solutions have decades of combined experience providing the highest quality reroofing and roof repairs in Georgia.

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Commercial

Our commercial roofing experts can install the highest quality roofing systems and service bitumen and other commercial roofing systems.

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Gutters

Our team custom installs exceptionally reliable seamless gutter systems tailored to your home as well as Gutter Guards that will put your gutter cleaning days behind you.

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Get Pre-Approved for Financing!

When roof damage is causing leaks, you often don’t have the luxury of waiting till you have the money to pay for the job out of pocket. Total Roof Solutions offers competitive financing options to ensure you can get the reroofing you need when you need it.

Why Choose Us?


Award-Winning Owens Corning Platinum Preferred

Owens Corning has given our roofing company their stamp of approval.

Highest Quality Materials

We trust companies like Owens Corning, Alside and Sherman Williams to ensure each job is perfect.

Decades of Experience

Our management team and roofers have been in the roofing business for decades.

Warranties and Guarantees

We always stand by our work and won’t rest until you’re satisfied.

Financing Available

We work with lenders to ensure every customer can get the roofing services they need.

Trusted Local Roofer

We’ve proudly been serving the Atlanta community for many years.

Total Roof's Commitment to Our Clients


  • Detail oriented craftsmanship
  • We stand behind our work
  • Use the highest quality materials
  • Every employee will be respectful of you and your property
  • We won’t quit until the job is done right
  • We treat every roof like our reputation depends on it


At Total Roof Solutions, we hold ourselves to the highest professional standards possible. Don’t settle for a company that’s looking for a quick payday, call the local roofer that cares about your home and business.

Total Roof is proud to announce that we are now serving

the surrounding areas

We are offering high-quality roofing solutions with expert craftsmanship and reliable service.

Recent Projects


We want every customer that hires us to do so knowing what they can expect to see at the end of their roofing job. That’s why we’re proud to show you some of our past work.

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What Our Customers Say


Recent Roofing Blogs


By SEO Analysis December 2, 2025
When homeowners begin to notice wear and tear on their roof, storm damage, or leaks, they cringe. Paying for roof repairs can be a hard blow to any household budget. Additionally, finding a reputable local company in Atlanta that delivers high-quality work can be challenging. The solution is finding a highly-rated team with a solid reputation that gives honest quotes, so homeowners know how to budget and avoid unnecessary add-ons. Feeling unsure about the cost of residential roof repairs can lead to unexpected expenses or put off necessary maintenance. This guide provides clear cost ranges, explains the key factors that influence pricing, outlines financing strategies, and shows you how to get accurate estimates. You’ll learn about average repair expenses, the elements that affect pricing, from the materials you choose to how severe the damage is, detailed breakdowns for leaks, shingles, metal, and flat roofs, plus tips on handling insurance claims and deciding whether to repair or replace your roof. Along the way, discover why Total Roof’s certified crews in Atlanta deliver top-notch workmanship at straightforward prices. What's the Average Price Tag for Residential Roof Repair? The average cost to repair a residential roof typically falls between $400 and $1,650, depending on the type of damage, the roofing material, and labor rates. Residential roof repair is designed to fix issues like leaks, missing shingles, and storm damage with minimal disruption, restoring your roof’s structural integrity. For many homeowners, understanding these benchmarks helps prevent overpaying and makes budgeting much easier. Getting familiar with common repair services helps establish baseline expenses before diving into specific price variations. What Are the Typical Price Ranges for Common Roof Repairs? Common residential roof repairs include fixing leaks, replacing shingles, repairing flashing, and restoring storm damage. Leak repair services generally cost between $150 and $600, depending on the severity of the leak. Replacing damaged shingles typically ranges from $400 to $1,200. Flashing repair costs usually range from $300 to $800, while storm damage repairs can cost between $800 and $1,650. These price brackets align with national averages and reflect local conditions in Atlanta. Understanding these price ranges helps you prepare your budget before requesting estimates. How Do Roof Repair Costs Differ by Location, Especially in Atlanta? Roof repair costs can vary significantly from one region to another due to differences in labor rates, the availability of materials, and local weather patterns. In Atlanta, average labor rates are $45–$75 per hour, and the frequent occurrence of storms tends to increase repair costs. Areas along the coast or in northern states might see higher rates for repairs needed due to snow loads, while rural areas often benefit from lower overhead costs. These geographic variations can shift the price of a $750 shingle repair by more than 15%. Being aware of local cost drivers helps you create a realistic budget and choose the right contractor. What Are National vs. Local Cost Comparisons for Roof Repairs? Across the nation, homeowners typically spend between $370 and $1,649 on roof repairs, with a median cost of $999. Here in Atlanta, repair prices tend to be 5–10% higher than the national median, primarily due to the region's higher frequency of storms and labor costs. In contrast, some markets in the Midwest report repair costs up to 20% lower than the national average. Comparing these figures helps you determine whether a local quote aligns with broader industry benchmarks. Analyzing both national and local data prepares you to evaluate quotes with a solid understanding of the market. What Factors Influence Residential Roof Repair Prices? The price of residential roof repair is shaped by several interconnected factors that determine the overall expense. These include the extent of the damage, the type of material used, the size and complexity of the roof, labor rates, accessibility, and how urgently the repair is needed. A thorough understanding of each element will help you project costs more accurately and avoid unexpected expenses. Exploring these factors in detail reveals how each aspect contributes to the final repair estimate. How Does the Extent and Type of Roof Damage Affect the Cost? The scope of the damage directly impacts the repair cost by determining the materials required, the labor time needed, and the safety measures necessary. A minor leak under a single shingle might take 1–2 hours and require minimal parts, whereas widespread storm damage across multiple roof sections could take days and necessitate advanced repair techniques. Minor punctures typically cost between $150–$400, while large membrane tears can exceed $1,200. The severity of the damage thus influences both material costs and the time the crew needs to be on-site. How Do Roofing Materials Impact Repair Pricing? Different roofing materials require unique repair methods and parts, leading to varied pricing. Repairing asphalt shingles is generally the most affordable option, while metal roofing repairs involve specialized tools and sealants. Flat roof membranes (like EPDM or TPO) require specific adhesive applications and seam welding, which increases labor costs. The choice of material can change a basic repair from $375 to over $1,000. Choosing durable materials not only affects immediate repair costs but also contributes to long-term savings on maintenance. How Do Roof Size, Pitch, and Complexity Affect Labor Costs? Larger roofs mean more square footage to cover, which increases the amount of material needed and the labor hours required. Steeper roof pitches necessitate additional safety equipment and specialized harnesses, potentially increasing labor rates by 10–20%. Complicated roof designs with multiple valleys and dormers require precise cutting and fitting, which can extend project duration by up to 30%. A larger and more unique roof typically results in higher labor costs and overall repair expenses. What Role Do Labor Rates and Geographic Location Play? Labor rates are influenced by local wage standards, insurance costs, and contractor overhead. In urban areas like Atlanta, rates typically range from $45–$75 per hour, while in rural communities, they might be closer to $30–$50. During peak seasons, high demand can push labor rates up by 15% due to scheduling constraints. Regional economic conditions directly impact the wage component of repair pricing. Understanding these labor variations helps you benchmark quotes and negotiate fair hourly rates. How Do Accessibility and Urgency Affect Repair Costs? Roofs that are difficult to access, such as those with steep angles or limited ground clearance, may require specialized equipment, including scaffolding or boom lifts, which can add $200–$800 to the total cost. Emergency repairs scheduled outside of normal business hours often come with premium fees, potentially up to 25% higher than standard rates. Responding urgently to active leaks frequently involves expedited crew deployment, increasing labor and logistics charges. Factors like accessibility and timing can quickly escalate repair pricing when extra resources are needed. What Does It Cost to Repair Specific Residential Roof Issues? Repair costs vary depending on the specific issue, reflecting the materials required, the complexity of the labor involved, and the level of expertise needed. From simple leak patches to extensive storm damage restoration, each problem comes with its own price profile. This section breaks down common scenarios so you can match your roof’s needs with realistic cost estimates. What Is the Cost to Fix a Roof Leak? Fixing a roof leak typically costs between $150 and $600, depending on the location of the leak and the type of roofing material used. Small shingle leaks usually average $150–$300, while leaks originating under flashing or in valleys might require $350–$600. Catching and repairing leaks quickly prevents secondary damage, making this an essential investment to protect your home’s structural integrity. Addressing leaks promptly minimizes both immediate repair costs and potential interior water damage. How Much Does Asphalt Shingle Repair Cost? Repairing asphalt shingles typically involves replacing damaged shingles, underlayment, and sealant. The average cost runs from $100 to $400 per square (100 sq ft), with minor section replacements starting around $250. Complete replacement of larger asphalt shingle sections can cost up to $1,200, especially for steep or intricate roof areas. Getting accurate estimates depends on the quality of the shingles, the roof’s pitch, and the extent of the section needing replacement. How Can Homeowners Finance Residential Roof Repairs? Financing residential roof repairs can help bridge budget gaps and allow for critical maintenance to be completed without delay. Available options include loans, lines of credit, payment plans, and insurance claims. Each of these solutions comes with its own set of terms, interest rates, and approval processes. Exploring these avenues helps homeowners move forward with necessary repairs without putting them off. What Are the Available Financing Options for Roof Repairs? Secured Home Equity Loans offer attractive low interest rates but require your home as collateral. Unsecured Personal Loans can provide quicker approval but typically come with higher interest rates. Credit Cards are useful for smaller repairs but involve variable interest rates. Contractor Payment Plans allow you to split costs into manageable monthly installments. Choosing the right option involves balancing the overall cost, repayment period, and the speed of approval. How Do Homeowners File Insurance Claims for Roof Repair? Document the damage immediately by taking photos and making detailed notes. Carefully review your policy coverage for wind, hail, or accidental damage. Contact your insurance provider to initiate the claim and get a claim number. Schedule a professional inspection for an official assessment of the damage. Submit repair estimates and the adjuster's report for approval. Following these steps can streamline the claims process and help you maximize your reimbursement. What Should You Know About Roof Repair Warranties? Roof repair warranties generally fall into three main categories: Manufacturer Warranties cover defects in materials for periods ranging from 20 to 50 years. Workmanship Warranties guarantee the quality of the installation for 1 to 10 years. Extended Service Plans offer ongoing inspections and minor maintenance services. Understanding the scope and exclusions of each warranty helps secure long-term protection for your investment. How to Get an Accurate Roof Repair Estimate Accurate estimates provide a clear outline of the project's full scope, including the quality of materials, labor involved, and expected timeframes. Detailed proposals guide homeowners in making informed decisions and help prevent hidden costs. Knowing what to expect in an estimate results in fair pricing and clear communication throughout the process. Why Is It Important to Get Multiple Roof Repair Quotes? Obtaining at least three quotes allows you to: Compare the quality of materials and labor rates offered by different contractors. Identify any outlier pricing that might indicate hidden fees or unnecessary charges. Assess the responsiveness and professionalism of each contractor. Negotiate better terms by leveraging competitive offers. Getting multiple quotes helps you choose the best combination of value and quality for your project. What Should a Detailed Roof Repair Estimate Include? A comprehensive estimate should list: The scope of work, with itemized tasks clearly defined. Specific material details, including brand names. Estimated labor hours, hourly rates, and the size of the crew. The projected timeline for completion, along with key milestones. The payment schedule and terms. Having all these details in writing establishes clear expectations and accountability from both parties. How Can You Get Transparent and Fair Pricing? You can get fair pricing by: Requesting itemized breakdowns for both materials and labor. Verifying that the contractor is properly licensed and insured. Asking for references and recent project photos. Comparing the warranty coverage offered by different providers. Transparency in every estimate helps prevent surprises and builds a foundation of trust. When Should You Repair vs. Replace Your Residential Roof? Deciding between repairing and replacing your roof involves weighing the current repair costs against the overall long-term health of your roof. Minor, isolated issues often make repair the sensible choice, while extensive deterioration typically justifies a full replacement. This comparison helps clarify when investing in a new roof offers better long-term value.  What Factors Indicate If Repair Is a Worthwhile Investment? Repairing your roof is often cost-effective when: The roof is less than 10 years old. The damage is confined to specific, isolated areas. The underlying structure and decking are still in good condition. The material warranties are still active. Carefully assessing these factors can help you avoid unnecessary replacement expenses. How Can Timely Repairs Extend Your Roof’s Lifespan? Addressing issues promptly helps prevent moisture intrusion and rot, thereby preserving the integrity of your roof’s decking and underlayment. Stopping small leaks before they spread can add 5–10 years to your roof’s overall lifespan, ultimately saving you money on future full-replacement costs. Proactive maintenance keeps your roof performing optimally and provides homeowners with peace of mind. Why Choose Total Roof for Your Residential Roof Repair Needs in Atlanta? Total Roof combines local expertise, industry certifications, and a steadfast commitment to delivering lasting results. As a licensed residential roofing contractor serving the Atlanta metro area, Total Roof is dedicated to providing transparent pricing and exceptional workmanship on every project we undertake. What Expertise and Certifications Does Total Roof Offer? Total Roof holds key industry certifications and qualifications: Master Elite certification from leading shingle manufacturers. Advanced training in specialized metal and flat roof repair techniques. Active membership in professional roofing associations. Continuous safety and quality training for all our crews. These credentials guarantee that your repairs are performed by skilled professionals who adhere to all building codes. How Does Total Roof Provide Quality Workmanship and Customer Satisfaction? Total Roof implements rigorous quality control protocols: Detailed pre-repair inspections are conducted to identify all underlying issues. Our licensed and insured crews strictly follow the manufacturer's best practices. Comprehensive warranties cover both materials and labor for your peace of mind. Follow-up inspections are performed to confirm the effectiveness of the repairs. This unwavering dedication to excellence builds trust and long-term customer satisfaction. How Can You Contact Total Roof for a Residential Roof Repair Estimate? To schedule a no-obligation roof repair estimate, please contact Total Roof by phone or email. Our team is ready to respond promptly, assess your needs, discuss financing options, and provide transparent pricing tailored to your home’s specific requirements. Respecting your time and budget, Total Roof makes professional roof repair a straightforward and reliable experience. Get Quality Repair at Total Roof Understanding residential roof repair costs helps you protect your home and make wise budget decisions. By comparing average costs, analyzing the factors that influence pricing, exploring financing options, and choosing an expert contractor like Total Roof, you can approach every repair decision with confidence and keep your home protected by a durable, watertight roof.
By SEO Analysis November 18, 2025
Imagine standing in your kitchen, cooking dinner, and suddenly feeling drops of water on your neck. You look up and see a wet patch on the roof directly above you. This is one of the most stressful scenarios for a homeowner. Roof repair is notoriously expensive, especially if what you can see is only a small part of the damage. Knowing who to trust in Atlanta for honest quotes, no unnecessary add-ons, and superior repair helps alleviate budget concerns. When your home's roof needs attention, understanding the associated costs is key to making informed decisions and protecting your property. Residential roof repair costs encompass the combined expenses for materials, skilled labor, and any necessary regulatory fees to address damage, preserving your roof's structural integrity and preventing further interior issues. Clear, upfront pricing helps you avoid unexpected expenses and safeguards your home's value through proactive maintenance. This guide will walk you through the typical cost ranges for common repairs, the factors that influence pricing, a breakdown of expenses by repair type, how to decide between repairing and replacing your roof, available financing solutions, and essential tips for getting accurate estimates. By the end, you'll be well-equipped to budget effectively for residential roof repair services . What Is the Average Cost of Residential Roof Repair? Across the nation, residential roof repair projects typically range from $392 to $1,932, with an average investment of $1,154. This range reflects the varying degrees of damage and the specific materials required for each level of damage. Knowing this average helps homeowners plan their finances and prioritize necessary fixes before minor issues escalate into major, more expensive problems. How Much Does Roof Repair Cost? [2025 Data] According to insights from Angi, U.S. homeowners typically invest around $1,154 for roof repairs, with costs commonly ranging from $392 to $1,932. Several significant factors influence these prices, including your home's geographic location, the type of roofing material used, the overall size and design of your roof, and prevailing labor rates, which average between $45 and $75 per hour. This data aligns with the average cost and range presented here, offering valuable additional details on labor expenses and other key elements that shape repair pricing. What Is the Cost of Roof Repair? (2025 Pricing) Research from This Old House suggests that the average cost for residential roof repair in the U.S. hovers around $1,147, with typical expenses falling between $392 and $1,913. Key factors influencing these costs include the age of your roof, the prevailing weather conditions, the time of year, and local labor rates. This research directly supports the average cost range detailed in this article and provides further insight into the various factors that impact repair pricing. How Do Costs Vary by Roofing Material? The type of roofing material significantly impacts repair expenses, as each substrate requires different skills and replacement components. For asphalt shingles, minor fixes typically range from $100 to $300. Metal roof patching can cost between $250 and $700 due to the specialized sealing techniques involved. Repairs for flat EPDM or TPO membranes typically range from $300 to $900, requiring specialized adhesives and precise temperature control. More premium materials like tile or slate can start at $500 for minor tile replacements, reflecting their delicate nature and the need for skilled labor. Understanding these material-specific costs helps you identify the most economical repair options that align with your existing roofing system and your long-term expectations. What Are the Local Cost Differences in Atlanta and the Surrounding Areas? In the Atlanta area, the average cost of residential roof repair tends to be about 10–15% lower than the national average. Minor leak fixes often range from $135 to $400, and shingle replacements typically cost between $45 and $700. Local labor rates usually range from $50 to $65 per hour, influenced by the competitive market of roofing contractors in the Metro Atlanta region. Permitting fees in Fulton County usually range from $80 to $200, adding a modest amount to overall estimates. These local insights are invaluable for Atlanta homeowners looking to establish realistic budgets and tap into the expertise available through Residential Roof Repair Services in Atlanta. Which Factors Influence Residential Roof Repair Costs? How Does Roofing Material Affect Repair Pricing? Your roofing material is a primary driver of repair costs, influencing both the price of components and the labor involved. Asphalt shingles are generally the most budget-friendly option, with repair parts costing $1–$3 per shingle and installation labor ranging from $45 to $60 per hour. Metal panels typically cost $3–$7 per square foot, with labor for welding or seam sealing running $60–$85 hourly. Flat roofs (EPDM/TPO) require specialized adhesives and heat-welding tools, resulting in material costs of $1.50–$4 per square foot and labor costs of $55–$75 per hour. Higher-end tile or slate materials naturally increase costs due to their fragility and the specialized handling required for replacement. How Does the Type and Extent of Roof Damage Impact Cost? The severity of the damage directly dictates the amount of labor and materials needed. A small puncture or a single missing shingle usually requires less than an hour of work and minimal parts, resulting in a total cost of $150–$450. More significant leaks that involve replacing underlayment or patching multiple shingle layers can take several hours and cost between $500 and $1,200. Structural damage, such as rot near the eaves or compromised underlayment, necessitates removal and rebuilding, potentially increasing costs from $1,000 to $2,500, depending on the size of the affected area. Identifying the full extent of the damage through a professional inspection is crucial to avoid underestimations and unexpected expenses. What Role Do Roof Size and Pitch Play in Pricing? The square footage of your roof and its slope directly impact the labor intensity and the safety measures required. Larger roofs naturally demand more materials and additional crew hours. A steep roof pitch, such as a 9/12 slope, can increase labor rates by 10–20% due to the enhanced safety protocols and equipment needed, like fall protection systems. Roofing contractors often factor in a per-square-foot cost for safety harnesses, scaffolding, and extended setup times. Accurately measuring your roof's dimensions and pitch enables a precise estimate and accounts for the extra precautions necessary on steeper inclines. How Do Labor Rates and Seasonal Timing Affect Costs? Labor costs can fluctuate based on market demand and the time of year. During the busy summer months, hourly rates for roofing crews might increase by 10–15%. Conversely, off-season rates in winter could offer savings of 5–10% due to lower demand. Emergency repairs, especially those needed after storms or during periods of heavy rain, often come with a premium, potentially adding $50–$100 per hour for rapid response teams. Understanding these seasonal trends can help you schedule non-urgent repairs during more cost-effective times and anticipate potential surcharges when weather events necessitate expedited service. When Are Permits and Inspections Required and What Do They Cost? Local regulations often require permits for significant roof alterations, with fees typically ranging from $70 to $250, depending on the project's scope and local building codes. Inspections by municipal officials can add another $75–$150 to the overall cost. While minor repairs like patching or replacing a few shingles might not require a permit in some areas, more extensive work, such as full deck replacements or structural fixes, almost always does. It's essential to verify permit requirements early in the planning process to avoid delays and unforeseen expenses. What Are the Typical Costs for Common Roof Repair Types? How Much Does Roof Leak Repair Usually Cost? Roof leak repair involves pinpointing the source of water intrusion and then resealing or replacing the affected components to prevent further damage. Minor puncture fixes typically cost between $150 and $450. More substantial leaks that require replacing underlayment or patching decking can range from $500 to $1,200. Addressing leaks promptly can significantly reduce the scope and cost of the repair. What Is the Cost to Replace Missing or Damaged Shingles? Replacing a small number of asphalt shingles, typically one to five, usually costs between $50 and $200, covering both labor and the cost of the shingles themselves ($1–$3 each). For more extensive damage requiring the replacement of multiple bundles of shingles, costs can range from $300 to $800, as this often includes the labor for tear-off, disposal, and potential underlayment repair. How Much Does Flashing Repair Cost? Flashing repair focuses on replacing or sealing the metal channels found around roof penetrations and in valleys. Basic caulking and seal replacement can start around $200. However, a complete replacement of the flashing system, depending on the linear footage and accessibility, often ranges from $400 to $600. What Are the Costs for Soffit and Fascia Repairs? Soffit and fascia sections are crucial for protecting your roof edges and providing proper ventilation. Repairing small areas of rot or replacing damaged boards typically costs between $300 and $600. If the damage is more extensive, requiring full soffit replacement, the installation of new vents, or fascia wrapping, the cost can range from $700 to $1,000, depending on the materials chosen and the labor involved. When Should You Repair vs. Replace Your Roof? Deciding whether to repair or replace your roof involves carefully weighing the immediate costs against the long-term value and the remaining lifespan of your current roof. What Are the Cost Differences Between Repair and Replacement? A partial roof repair can range from $150 to $2,000, depending on the specific damage. In contrast, a full roof replacement for an average 2,000 sq ft asphalt shingle roof typically costs between $5,800 and $12,000 nationwide. Replacement involves the complete removal of the old roof, the installation of new underlayment, and the use of new materials, as well as labor and disposal fees. While replacement expenses can be double or triple that of repairs, it effectively resets the roof's service life. What Factors Determine When Replacement Is More Cost-Effective? Replacing your roof often becomes the more cost-effective choice when repairs would affect more than 30% of the roof area, when damage occurs repeatedly, or when the roof is nearing or exceeding 20–25 years of age. Significant structural issues, multiple patched leaks, or failing underlayment are strong indicators that ongoing repairs will soon outweigh the investment in a new roof. How Does Roof Replacement Cost Compare to Repair Costs? While minor repairs may only cost a few hundred dollars, the average cost for a complete roof replacement is around $9,500, with a broad range of $5,800 to $46,000, depending heavily on material choices (such as metal, tile, or slate) and the size of your home. Considering the long-term benefits, such as extended warranties and potential energy efficiency upgrades, a replacement often leads to greater savings over time through reduced maintenance and improved insulation. What Financing Options Are Available for Residential Roof Repairs? Financing can make necessary roof repairs more accessible by allowing you to spread payments over time. What Payment Plans and Loans Can Help Homeowners Afford Repairs? For larger projects, home equity loans and lines of credit offer competitive interest rates, typically between 3–7%. Specialized home improvement loans designed for roofing work can provide fixed rates and repayment terms of up to 15 years. Additionally, some roofing contractors offer in-house financing options, which may include promotional zero-interest periods or low-interest plans, making even emergency repairs more manageable. How Do Financing Terms Affect Overall Repair Costs? Choosing longer loan terms will result in lower monthly payments but will increase the total amount of interest paid over the life of the loan, potentially adding 10–20% to the overall project cost. Short-term loans reduce the total interest paid but increase your monthly financial obligation. Carefully comparing the Annual Percentage Rate (APR), repayment period, and any associated origination fees is essential for selecting the financing option that best balances your cash flow needs with overall cost efficiency. How Can You Get an Accurate Residential Roof Repair Estimate? Securing a detailed and transparent estimate is crucial for understanding the full scope of work and associated costs before any repairs begin. What Should You Expect in a Professional Roof Repair Estimate? A comprehensive estimate should provide a line-item breakdown of all costs, including materials, estimated labor hours, permit fees, and any charges for removal or disposal. It should clearly specify the areas to be repaired, outline any guarantees or warranties offered, and provide an estimated timeline for completion. The inclusion of warranty details for both workmanship and materials builds trust and accountability. How Do You Choose the Best Roofing Contractor for Cost and Quality? When selecting a roofing contractor, look for local licensing, a strong history of positive customer reviews, and relevant manufacturer certifications. Ensure they carry adequate insurance and provide written warranties for their work. Clear communication regarding the project timeline is also vital. Contractors with proven expertise in your specific roofing material will provide the most efficient and durable repairs. What Are Tips for Comparing Multiple Roof Repair Quotes? It's advisable to obtain at least three estimates for the same scope of work. When comparing them, pay close attention to the brands of materials used, labor rates, warranty terms, and payment schedules. Don't hesitate to ask for explanations regarding any differences in their proposed approaches, such as variations in underlayment quality or how permits are handled, to make an informed decision based on overall value, not just the lowest price. What Are the Most Frequently Asked Questions About Roof Repair Costs? Homeowners often seek clarification on the factors that influence costs and strategies for saving money to avoid unexpected expenses. How Much Does It Cost to Repair a Small Roof Leak? Repairing a minor roof leak typically costs between $150 and $450, with the final price depending on the location, severity, and type of roofing material involved. What Factors Affect Residential Roof Repair Costs? The primary factors influencing residential roof repair costs include the type of roofing material, the extent of the damage, the size and pitch of the roof, local labor rates, seasonal demand, and any required permits or inspections. Is It Cheaper to Repair or Replace a Roof? Minor repairs are significantly less expensive than a complete roof replacement. However, for extensive damage or an aging roof system, replacement often proves to be more cost-effective in the long run. How Much Does It Cost to Replace Roof Shingles? Replacing just a few asphalt shingles can cost between $50 and $200. For larger-scale replacements involving multiple bundles and potential underlayment repair, costs can range from $300 to $800. Are Emergency Roof Repairs More Expensive? Yes, emergency repairs, particularly those performed after storms or outside of standard business hours, typically involve higher labor rates. You can often expect a surcharge of 10–20% to expedite the response and service. Final Thoughts Addressing roof issues promptly is essential for maintaining your roof's integrity. Having a clear understanding of costs helps you protect your investment through professional guidance and transparent pricing. When you're ready to schedule an inspection or receive a personalized cost estimate, the certified team at Total Roof can provide efficient, high-quality service tailored to your specific needs and budget. Rely on our local expertise and commitment to clear, upfront pricing so your home's roof is protected for years to come. Contact us today for more information or a quote.
By SEO Analysis November 4, 2025
Few things cause more stress for a Georgia homeowner than discovering roof damage. Missing shingles, a sagging roofline, or leaks after a storm don’t just threaten your home’s appearance—they threaten your entire structure. Left unchecked, water damage can destroy insulation, warp drywall, rot wood framing, and invite pests and mold into your attic and walls. Unfortunately, roof repairs and replacements can be expensive. The good news? If your damage was caused by a covered event, your homeowners insurance may pay for all or part of the cost to replace your roof. The key is knowing how to navigate the process correctly. At Total Roof Solutions, we help homeowners across Georgia—from McDonough and Atlanta to Savannah and beyond—get the insurance coverage they deserve. Below, we’ll walk you through how to get insurance to pay for roof replacement in Georgia , what your policy actually covers, how to file a successful claim, and what to do if your claim is denied. Understanding Roof Insurance Coverage in Georgia Before you ever file a claim, it’s essential to know what kind of roof damage your insurance policy actually covers—and what it doesn’t. Covered Perils Most homeowners insurance policies cover sudden and accidental damage caused by “perils” such as: Windstorms and hail Falling trees or debris Fire and smoke damage Lightning strikes Damage from weight of snow or ice In Georgia, wind and hail are the most common causes of roof insurance claims, especially during the state’s intense spring and summer storm seasons. If a storm blows through and tears off shingles, punctures your underlayment, or damages flashing and gutters, that typically qualifies as a covered event. What’s Not Covered: Exclusions On the other hand, wear and tear, aging, and neglect are almost never covered. Your insurer expects you to maintain your roof with regular inspections and maintenance. That means damage from the following is usually excluded: Long-term leaks or water intrusion Gradual shingle deterioration or granule loss Mold and rot caused by neglect Poor workmanship or unpermitted repairs Improper ventilation or installation issues If your roof is already 15–20 years old, your claim may also face extra scrutiny. Insurers may argue that the roof’s age—not the storm—was the main reason for failure. Deductibles Every homeowners policy includes a deductible, which is the amount you pay out of pocket before insurance kicks in. In Georgia, many policies use percentage-based wind or hail deductibles, typically 1% to 5% of your home’s insured value. That means if your home is insured for $300,000 and you have a 2% deductible, you’d owe $6,000 before your insurer covers the rest. Higher deductibles usually mean lower monthly premiums, but you’ll have to cover more when damage happens. Replacement Cost vs. Actual Cash Value One of the biggest factors determining how much your insurance pays for roof replacement is whether your policy uses Replacement Cost Value (RCV) or Actual Cash Value (ACV) coverage. Replacement Cost Value (RCV): Pays the full cost to replace your roof with materials of similar kind and quality, minus your deductible. Actual Cash Value (ACV): Pays only the depreciated value of your roof based on age and condition. For example, if you installed your roof 12 years ago, an ACV policy will deduct for depreciation, meaning your payout will be far less than the full replacement cost. RCV coverage, by contrast, pays for a brand-new roof. When choosing insurance roofing services, make sure you understand which type of policy you have—it can mean the difference between thousands of dollars out of pocket or a fully covered replacement. Step-by-Step: How to Get Insurance to Pay for Roof Replacement in Georgia Filing a roof claim can feel intimidating, especially if you’ve never done it before. But following the right steps, in the right order, can make all the difference. Here’s how the process works: 1. Inspect and Document the Damage After a storm or visible roof issue, the first step is to document everything. Take clear photos of any missing shingles, dented gutters, fallen branches, or visible holes. Look for interior signs like water stains, sagging drywall, or mold around ceiling vents. Record the date and time of the storm or event. If possible, reference local weather data confirming hail or wind activity in your ZIP code. Tip: Don’t climb onto the roof yourself—let a professional roofer handle the inspection safely. 2. Schedule a Professional Roof Inspection Before contacting your insurance company, call a licensed Georgia roofing contractor—preferably one experienced in insurance restoration work. At Total Roof Solutions, we provide free roof inspections and detailed reports identifying storm damage, photographs, and repair estimates that can be used for your claim. A professional inspection strengthens your case and helps you avoid claim denials caused by incomplete documentation. 3. Contact Your Insurance Company Once you have your inspection report and photos, contact your insurance provider. Be ready to: Explain what happened and when. Provide your documentation and photos. Request to file a roof damage claim. Pro tip: File as soon as possible—most policies require claims to be reported within a specific time window after the damage occurs. Delays can lead to denial. 4. Meet with the Insurance Adjuster After you file, your insurer will schedule an adjuster inspection to verify the damage and estimate repair costs. Have your roofing contractor present during this appointment. The adjuster represents the insurance company, and your roofer represents you. They’ll ensure all damage is identified, not just the obvious spots. Make sure the adjuster documents: Roof surface damage (shingle bruising, punctures, tears) Structural damage to decking or underlayment Damage to vents, flashing, gutters, and skylights Water intrusion evidence inside your home 5. Review the Insurance Estimate After inspection, your insurer will issue a claim estimate detailing what they’ll pay for. Review this document carefully. If your policy includes replacement cost coverage, you may initially receive a partial payment (the actual cash value). The remaining amount—called recoverable depreciation—is paid after the work is completed and verified. If the insurer’s estimate seems too low or omits necessary repairs, your contractor can help you submit a supplement to request additional funds. 6. Approve the Work and Begin Roof Replacement Once the claim is approved, you’ll sign a work authorization with your roofing company. Your roofer will then: Order materials that meet local code and match your home’s design Complete the replacement or roof insurance repairs Provide a warranty for both materials and workmanship At Total Roof Solutions, we coordinate directly with your insurance company so you don’t have to manage the back-and-forth. Our team ensures all repairs meet Georgia building standards and insurance documentation requirements. 7. Receive Final Payout After your new roof is installed, your roofer submits a completion certificate and final invoice to your insurance company. Once verified, you’ll receive the second payment (if applicable), covering any withheld depreciation. You’ll only be responsible for your deductible and any chosen upgrades. How to Maximize Your Roof Insurance Claim Even small mistakes can lead to claim delays or denials. Here are our top tips for maximizing your insurance payout: Document Everything Take photos and videos before, during, and after storms. Keep copies of inspection reports, receipts, and communications with your insurer. Maintain Your Roof Year-Round Insurance companies expect homeowners to maintain their roofs. Schedule annual inspections and clear debris to show that your roof was in good condition before the storm. Don’t Delay Repairs If you notice missing shingles or leaks, act fast. Insurers may deny claims for “failure to mitigate,” meaning you didn’t take timely steps to prevent further damage. Partner With a Trusted Roofing Company A reputable local roofer experienced in roof insurance restoration can make or break your claim. They’ll handle inspections, documentation, adjuster meetings, and ensure your roof is replaced properly and on budget. At Total Roof Solutions, our licensed, bonded, and insured team works with all major insurance carriers throughout Georgia. We’re not just roofers—we’re your insurance restoration advocates. Common Questions About Roof Insurance Repairs in Georgia Does homeowners insurance cover roof repairs? Yes—if the damage was sudden and caused by a covered peril like hail, wind, or fire. However, normal aging or poor maintenance is not covered. Are roof repairs covered by insurance if the roof is old? Possibly, but older roofs often have depreciated value under ACV policies. If your roof is more than 15 years old, insurers may only pay a portion of replacement costs. What’s the difference between roof repairs and roof replacement in a claim? If damage is limited to one area, your insurer may only pay for repairs. But if the damage affects a large portion of the roof or matching shingles are unavailable, they may cover a full replacement. What is roof insurance restoration? Roof insurance restoration is the process of repairing or replacing your roof after a covered event, with the costs reimbursed by your homeowners insurance. How long do I have to file a claim in Georgia? Most insurance providers require claims within 6–12 months of the damage, but always check your policy for deadlines. Will filing a roof claim raise my insurance premium? It depends. One weather-related claim may not raise rates significantly, but multiple claims in a short period can affect premiums or renewals. What if my claim is denied? If your claim is denied, request the reason in writing. You can appeal the decision, provide additional documentation, or consult a public adjuster or attorney specializing in property insurance claims. Why Choose Total Roof Solutions for Insurance Roofing Services in Georgia At Total Roof Solutions, we’ve built our reputation on integrity, craftsmanship, and customer advocacy. Our team works side by side with Georgia homeowners to ensure every valid insurance claim is approved and every roof replacement meets our Platinum Preferred Owens Corning standards. When you work with us, you get: Free roof inspections and detailed damage reports Expert claim assistance and adjuster coordination Licensed, bonded, and insured professionals Top-quality materials backed by warranty Fast, clean, and code-compliant installations Whether you live in McDonough, Atlanta, or anywhere across Georgia, we’re here to make your insurance roof replacement as smooth and stress-free as possible. Your roof protects everything under it—and when it’s damaged, you shouldn’t have to fight your insurance company to restore your home. Understanding your policy, documenting damage, and working with a trusted roofing expert are the keys to getting your claim approved. At Total Roof Solutions, we specialize in helping Georgia homeowners get insurance to pay for roof replacements quickly, fairly, and with minimal hassle. Has your roof been damaged by a recent storm? Don’t wait. Contact Total Roof Solutions today for a free roof inspection and insurance claim consultation. Our team will evaluate your damage, review your coverage, and walk you through the entire process—so you can get your roof replaced and your peace of mind restored. Call today or request a free estimate online to schedule your free inspection and claim assistance.